Wise Quotes About Living on a Budget

Photo courtesy of www.tws3d.com

Photo courtesy of http://www.tws3d.com

 

I came across some words of wisdom recently when reading the book, “Keep Calm & Carry On,” published by Andrews McMeel Publishing, LLC. These little gems have helped remind me of the best way to go about penny-pinching, and are quite inspirational. In the current economic climate, many of you may be needing these words, too, so I happily share them with you here.

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The New iPhone vs. More Important Things

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Photo courtesy of engadget.com

 

Just this month, the Republican-controlled House of Representatives voted to slash $40 billion from the federal food stamp program. The unemployment rate in the U.S. is still high, and the economy is still slow. Many people are still without health care. Homeless shelters are actually closing in some cities.

Oh, and the new iPhone 5s has sold out! The price is around $600, and more if you want extra features. And it’s sold out. Yes, that many people bought it as soon as it was available.

Do you really need a $600 phone?

Where are our priorities?

Teens Now Say Facebook is a ‘Social Burden,’ Study Finds

Photo courtesy of ComputerParenting.com

Photo courtesy of ComputerParenting.com

 

Teens are actually getting fed up with Facebook, according to a report released Tuesday by the Pew Research Center. The study surveyed 802 teens between the ages of 12 and 17 last September about their Facebook use. An article was written about the report’s findings by the Huffington Post on May 21 of this year.

The report’s findings are no doubt troubling to Facebook, given that the teen demographic has long been crucial to its massive success. The root of the “problem” (which is most likely what Facebook’s investors are calling it) is spelled out thus in the report of the study:

“Facebook has become a ‘social burden‘ for teens. While Facebook is still deeply integrated in teens’ everyday lives, it is sometimes seen as a utility and an obligation rather than an exciting new platform that teens can claim as their own. Facebook, teens say, has been overrun by parents, fuels unnecessary social “drama” and gives a mouthpiece to annoying oversharers who drone on about inane events in their lives.”

The Huffington Post summed up another important part of the study:

They’re deleting, lying and blocking- Some three-quarters of Facebook users have purged friends on Facebook, 58 percent have edited or deleted content they’ve shared and 26 percent have tried to protect their privacy by sharing false information. Among all teens online (not just Facebook users), 39 percent have lied about their age.”

Another interesting find of the Pew study is that the typical teen has approximately 300 Facebook “friends.” But exactly who are these friends? Well, seventy percent of teens are friends with their parents, 30 percent are friends with teachers or coaches, and 33 percent are friends with people they’ve never met in person.

In some ways, the results are surprising- most people, teens and adults alike, have Facebook pages. In fact, a majority of the teens in the study, including those that complained about the site, still maintain pages on it. Some said that they continue using the site because they want to stay up on the social scene. Yet, as the study clearly shows, a large portion of their Facebook social circles are not real-life friends. A second possible reason for continued use of the site, though not suggested in the report, could be peer-pressure. Teens are very sensitive to what their peers say and do, and feel that if they don’t follow the crowd, they will be socially penalized by way of bullying or simple exclusion from peer activities, such as parties and dating.

To adults who have either never used the site, have an account but use it rarely, or have had accounts and deleted them, the news comes as no surprise. These adults often give the same reasons as the teens in the study for their own lack of interest in Facebook. Which begs the question- is Facebook just a failed social experiment, or is it here to stay? It seems society (and the social media industry) has yet to fully understand the human mind enough to properly predict how it will respond to new technology. After all, we didn’t exactly evolve to meet and interact with each other using machines.

Apple Doesn’t Want You To Know They Use This Amazingly Bold Tax Evasion Technique

Young Progressive Voices

Reposted from Addicting Info.

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Apple, the most profitable company of its kind in the United States, has been dodging taxes in a somewhat interesting way — by declaring subsidiary companies that are “stateless” and saying that they don’t have to pay taxes to any country. While their scheme is, in actuality, much more complicated than that, it demonstrates the basic premise of their tax avoidance setup — gall.

And in cheating both the United States and other nations this way, Apple has profited by billions.  Nelson D. Schwartz and Charles Duhigg of The New York Times report,

The investigation is expected to set up a potentially explosive confrontation between a bipartisan group of lawmakers and Timothy D. Cook, Apple’s chief executive, at a public hearing on Tuesday.

Congressional investigators found that some of Apple’s subsidiaries had no employees and were largely run by top officials from the company’s…

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Key Bank Won’t Forgive Student Loan of Deceased Air Force Vet

Photo courtesy of TheStreet.com

Photo courtesy of TheStreet.com

 

From Change.org:

“Other major private student lenders and KeyBank competitors have implemented policies forgiving the student loan debt of dead beneficiaries- Wells Fargo, Sallie Mae, Discover, and Citi Financial among them. In addition, loans guaranteed by the federal government are automatically discharged on proof of death.”

Mother of student:

“Collection calls are the most callous kind of reminder that you’ve lost a loved one, and I got them every day.”

Visit Change.org to read more about this mother’s painful story and sign her petition to have Key Bank and American Education Services (AES) forgive her son’s loan. Banks are rich enough- it is disgusting that they aren’t willing to just leave this single mother and her family alone so that they might grieve in peace.

On Nature and Money…

Photo Courtesy of Grant Simon Rogers

Photo Courtesy of Grant Simon Rogers

“Only when the last tree has died and the last river been poisoned and the last fish been caught will we realise we cannot eat money.” ~Cree Indian Proverb

On Thrift…

“I believe that thrift is essential to well-ordered living.” ~John D. Rockefeller